Those lucky enough to be buying a new car, whether brand new or used, should consider GAP insurance to protect their investment. So many cars are written-off these days that GAP has become a favourite for those in the know, and this GAP cover can save a good 75% on what a dealer will charge. Policies are available for cars up to 7-years old and with less than 80,000 recorded miles, so it’s not just for new cars. It covers cars bought for cash or on finance and, in the event of a write-off, it bridges the gap between the insurer’s pay-out and either: the cost of a new replacement; its original invoice price, or the value of the car when the policy was taken out. Cosmetic, alloy wheel and tyre insurances are also now available to purchase on or offline separately.